If you’re a graduating senior or the parent of a graduating senior from one of the high schools in the Kitty Hawk area, then congratulations! Although the next few years will be filled with excitement and uncertainty, finding an affordable new to drive around campus shouldn’t be one of your concerns.

Kill Devil Hills undergraduates with little or no credit history should consider shopping at Boyd’s OBX Chevrolet, as we have some of the best used cars for a college student in our inventory! Take a look at the savvy college car tips from our finance team below to determine whether or not you need a car for college and how to boost your credit score if you do.

Common Financing Problems for College Students

We here at Boyd’s OBX Chevrolet understand that college tuition, housing, and textbooks are already major expenses for students and their families. If you need a car for college, it’s crucial to take into account the following common financing problems students may face when deciding to purchase a vehicle of their own:

• Maximum Loan Amounts
• High-Interest Rates
• Limited Income
• Limited Credit

How to Secure a Loan

Can you bring your car to your college campus and secure a parking space? If so, then your next best step is to follow these college car tips from Boyd’s OBX Chevrolet to put you in a stable position to finance or lease a new vehicle:

1. Consider Opening a Debit Card or a Student Credit Card Account: If you don’t have any established credit, a good starting point is signing up to get your own credit card account. Over time, this can show lenders that you’re responsible with your money and can make payments on time. 
2. Find a Co-signer: As you continue to establish your credit history, you can rely on the help of someone you know that has good credit of their own to cosign for an auto loan. This is essentially like someone vouching for you and your ability to make timely payments. However, while a cosigner increases your ability to get approved, you must live up to your responsibilities to the dealer and on behalf of your cosigner.
3. Save Up for a Down Payment: While this can make the wait for a new vehicle a little longer, saving up for a down payment allows you to not only continue building credit but also knock off a significant amount from your vehicle purchase. This will put you in a much better place when you do start making monthly payments, not to mention the fact that you’ll receive a smaller loan which is usually easier to approve.
4. ​Choose an Affordable Vehicle: As much as any new college grad would like to show up behind the wheel of a high-quality, luxury vehicle, it’s important to be honest about what you can truly afford. 

Browse Our Cars Priced Under 10K

Car loans for Duck-area college students are only the beginning of some new responsibilities, so saving for a reliable and affordable model like one of our pre-owned vehicles priced under $10,000 will only serve you better in the long term. While many used car dealerships sell pre-owned cars under 10K, their selection is often restricted to older models in questionable condition. However, at our dealership in Kitty Hawk, we offer a wide range of recent-year models with like-new features that are in good condition and modestly priced.

Get Your Next Vehicle at Boyd’s OBX Chevrolet Today!

When it comes to the best used cars for a college student, Boyd’s OBX Chevrolet simply offers the best value for your dollar. If you’re in need of any further college car tips, you can contact us online to find out more! Or, if you’re ready to begin the purchasing process on your preferred make and model, our team members are here to help you Understanding Car Insurance: A Beginner’s Guide apply for financing, trade in value your trade, and calculate your monthly loan payments today!

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“How does selling my car to a dealership work?” is one of the most frequently asked questions here at Boyd’s OBX Chevrolet. Luckily, selling your car to our dealership is a stress-free and streamlined process that our staff walks you through, step-by-step! Not only have we made the process simple and straightforward, but you also have the opportunity to apply the trade-in value of your old vehicle towards the purchase of a brand new Chevrolet vehicle. Curious as to how selling your car at a dealership works specifically? Just follow the instructions outlined by our finance experts below to ensure that you get the best trade-in offer on your current car!

When Selling My Car to a Dealership, How Do I Get the Trade-In Value of My Car?

The first step in selling your vehicle to a dealership is calculating how much your car is worth. Thanks to the value your trade tool offered on our Boyd’s OBX Chevrolet site, you can determine the value of your vehicle in seconds. Just enter your car’s year, make, model, and vehicle condition, as well as your own name, email address, and phone number. Then, you’ll receive the estimated value of your car. You can also check other online resources like Kelley Blue Book® values and Edmunds True Market Value® .

Get an Appraisal

Once you’ve got a trade-in estimate, visit our dealership in Kitty Hawk to receive an appraisal. Our certified technicians will examine your vehicle, inside and out, as well as take into consideration our current used inventory to determine whether or not we can sell the car. Make sure to bring your trade-in value estimate, as well as any other trade-in offers you’ve received, for our reference.

Negotiate or Accept a Trade-In Offer

After the appraisal is completed, you can either accept the offer from the dealership and close the deal, or negotiate for a higher price. We’ve gone to great lengths to make the process as easy as possible. A few of the benefits of selling your car to a dealership like Boyd’s OBX Chevrolet include:

• If you’re upside down on your auto loan and wish to consolidate what you owe with the price of your new car, our finance team can help you do that.
• Unlike many Duck-area used-car retailers, you can negotiate with a dealership like Boyd’s OBX Chevrolet. The first offer you’re given isn’t necessarily set in stone, and you can choose to haggle up based on the trade-in value research you’ve done.

Trade-In Your Vehicle at Boyd’s OBX Chevrolet in Kitty Hawk!

Whether you’re selling your car to a dealership to put its trade-in value towards a down payment on a new vehicle, or simply want the extra cash, we highly recommend getting in touch with us today to learn more about the trade-in process or to schedule an appraisal. With a plethora of new vehicle offers and used vehicle specials available, Boyd’s OBX Chevrolet has your back when it comes to affordable car financing! Visit us in Kitty Hawk today!

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Looking to improve the quality of your Kill Devil Hills commutes? Financing a brand new or certified pre-owned vehicle at Boyd’s OBX Chevrolet might be the best move for you! If you’re interested in learning how to get a car loan, our expert finance specialists are here to walk you through the vehicle financing process and help you get the best Chevrolet car, truck, or SUV, for your dollar!

Where Do I Get a Car Loan?

The most important thing for Southern Shores shoppers to understand is that the process of getting a car loan involves borrowing money to put towards the lease or purchase of a vehicle. It’s then your responsibility as the borrower to pay off the car loan in installments. There’s a variety of ways to finance a new vehicle, however the most common way is to secure a loan through a dealership like Boyd’s OBX Chevrolet, a bank, or some other financial institution.

What Factors Will Affect My Car Loan Application?

Learning how to get a car loan involves a basic understanding of how to apply for a loan through a dealership, bank, or credit union. Thankfully, our Boyd’s OBX Chevrolet website offers a convenient online finance application so you can get pre-approved from the comfort of your couch. Still, it’s crucial that you understand that the most common factors lenders evaluate when considering your application, such as:

• Credit Score
• Loan Amount
• Length of Loan
• Debt-to-Income Ratio
• Vehicle Age

Choose a Lender

Once you’ve gotten approved for a loan, there are several ways you can complete the rest of your vehicle financing. If you’ve received approval from several different lenders, compare the offers to see which is most compatible with your financial and driving situation.

Also, make sure you create a budget, decide how much you can afford to put towards vehicle down payment, and calculate how much your monthly payments will be. Not sure where to start? To help streamline the car-buying process, Boyd’s OBX Chevrolet offers convenient online tools to help you value your trade and calculate your monthly payments.

Finalize Loan Terms

You’ll have to negotiate on the price of your loan before finalizing terms. This involves going back and forth with the salesperson until you agree on a loan amount and interest rate. After you’ve come to an agreement, you can finalize the loan terms, sign all the necessary paperwork, and drive back home to Duck in your new vehicle!

Find Out More About How to Get a Car at Boyd’s OBX Chevrolet!

Still have lingering questions about how to get a car loan at Boyd’s OBX Chevrolet? Feel free to contact us here at our Kitty Hawk dealership to discuss financing options for your unique driving situation. Our team is enthusiastic about helping you get the best value out of your Chevrolet purchase!

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Thinking about trading in your current vehicle for a brand new Chevrolet model? Harbinger shoppers often ask themselves “Should I fix my car before trading it in?” Although there is no correct answer to this question, the Service and Finance teams at Boyd’s OBX Chevrolet have some tips for getting as much value out of your trade as possible. For example, minor fixes such as paint touch-ups, scratches, and garbage, should be taken care of, whereas major repairs and expenses should be left alone, lest you pay more in maintenance fees than you would receive for your vehicle’s trade-in value. Learn more about whether you should fix your car before trading it in with Boyd’s OBX Chevrolet below!

What I Shouldn’t Fix in My Car Before Trading It In

If there are any major repairs or malfunctions in your current Southern Shores ride, Boyd’s OBX Chevrolet advises you not to fix them before trading in for several reasons:

• Major repairs will be costly, which won’t be covered by the money you’ll receive from trading in your vehicle at Boyd’s OBX Chevrolet.
• Spending your own money out of pocket isn’t worth it in most cases because many dealerships have the tools and experience to fix major issues at a faster rate and lower cost. This is how dealerships make a profit off buying and reselling used vehicles!
• Not every dealership does a detailed inspection of your vehicle before finalizing the trade-in. This means you could run the risk of your repair costs not being deducted from your trade-in price, ultimately losing you money in the long run.

What I Should Fix in My Car Before Trading It In

Now that you know what not to fix, what should you fix in your Duck vehicle, and is it worth the cost? While you can fix minor things to at least make your car presentable in hopes to maintain or increase the trade-in value, dealerships can deduct the value for money they will spend for reconditioning just in case there are major issues that aren’t apparent. Take a look at this list of just a few things you can do to improve the car’s appearance and your chances of getting a good trade-in value:

• Clean the Interior: Clean out the inside, dispose of any garbage, take out personal items, and clean the windows and carpets
• Car Wash: Wash the car yourself or go to a professional car wash.
• Repair Cosmetic Damage: Fix minor scratches. There are some simple DIY methods that can repair small scratches.
• Car Wax: Wax your car to give it a shiny finish
• Headlamp Check or Replacement: Check the headlamps to make sure they’re working properly and replace them if needed
• Fluid Check or Replacement: Check the fluids (brake & transmission), oil, radiator, and windshield-washer and top-off if needed. This shows the dealer that you’ve been keeping up with basic maintenance

If you’re thinking to yourself that “I should fix my car before trading it in”, it’s important to be confident in your ability to make DIY minor repairs, otherwise, you might end up lowering your vehicle’s trade-in value rather than increase it. Make sure to take advantage of Boyd’s OBX Chevrolet’s DIY tips and advice if you’re having any difficulties at home!

Trade-in Your Car at Boyd’s OBX Chevrolet Now!

If you’re ready to trade in your vehicle for a new Chevrolet vehicle that’s sure to turn heads on Southern Shores roads, then you should visit us at Boyd’s OBX Chevrolet to get started! Have any questions about whether you should fix your car before trading it in? Feel free to Contact Us for a consultation!

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If you’re a Kill Devil Hills driver struggling through the time-consuming and difficult process of selling your old car, then we recommend trading in your vehicle at a dealership instead! Selling your old car at Boyd’s OBX Chevrolet takes most of the stress off you, saves you time, and ensures that you’re getting the fair market price for your vehicle trade-in.

Curious about what the best place to trade in a car is? Find out more about the distinct benefits of trading your car in at Boyd’s OBX Chevrolet and how trading in a car works below! Then reach out to our savvy Finance Center to get assistance on your appraisal!

Why Are Dealerships the Best Place to Trade in a Car?

There are many steps and precautions to take when selling to a private buyer in the Southern Shores region. However, when you sell to a dealership, they’ll consolidate most of the steps and streamline the process, so that you can sell your vehicle in one swift meeting. Some of the benefits of trading in your car at a dealership like Boyd’s OBX Chevrolet include:

• Drive off our Kitty Hawk lot in a brand new affordable vehicle by paring the value of a vehicle trade-in with the new vehicle specials and incentives offered at Boyd’s OBX Chevrolet.
• Boyd’s OBX Chevrolet will never charge you to have your vehicle inspected and appraised
• Our offers are based on the market value of your vehicle, given its condition. Don’t believe us? Cross-reference our prices with the car experts such as Kelley Blue Book and Edmunds.

How Does a Vehicle Trade-in Work?

Once you figure out the best place to trade in a car near you, you’ll find that the whole process is easy and straightforward. All Southern Shores drivers need to do is follow this simple guide:

• Estimate Vehicle Value: Use our trade-in calculator to get an estimate of the value of your vehicle.
• Verify Its Current Condition: Have the vehicle inspected by our expert technicians to have its condition verified.
• Negotiate: Negotiate for an offer and accept the conditions.
• Seal the Deal: Finalize the deal.
• Get Pre-Approved for Financing: Apply for financing and use the value of your trade as a down payment on your next vehicle purchase!

Schedule a Test Drive at Boyd’s OBX Chevrolet

Now that you have a better idea of where the best place to trade in a car is, feel free to reach out at Boyd’s OBX Chevrolet to schedule a test drive of your preferred Chevrolet vehicle! You deserve to trade in your vehicle for a new affordable model today!

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Many drivers in the Kill Devil Hills region have probably heard of trading in vehicles at dealerships for either a new or used vehicle, or just for cash. The trade-in process is pretty simple when your car’s completely paid off. However, the trade-in process can become much more complicated if you still have an outstanding loan on your car. Find out more from our Boyd’s OBX Chevrolet Finance Center about how to trade in a car that’s not paid off.

Do You Have Negative or Positive Equity?

To figure out how to trade in a car that’s not paid off, you will have to first determine which of the two situations you are in:

• Negative Equity: Your car is worth less than what you still owe
• Positive Equity: Your car is worth more than what you still owe

To calculate which equity you fall under, you’ll need to find out how much you still owe on your current vehicle, how much you’re getting from trade-in offers, and how much the car is worth according to Kelley Blue Book® values.

If you are in a situation where you have positive equity, then you’re in the most ideal position, as the trade-in process will still be relatively simple. You will be able to trade in your current Duck vehicle without owing any amount – you may even have some money left over to purchase a new car!

Unfortunately, if you have negative equity, you’ll have to evaluate your choices and see which one will best fit your current financial situation.

How To Trade In A Car That’s Not Paid Off With Negative Equity

For Southern Shores drivers with negative equity, there are a few options for trading in a car that’s not paid off. Their choices are the following:

• If You Still Have Negative Equity with a Higher Appraisal Value, Then Negotiate with the Initial Dealership You Went To – Provide them the offer you got from a third-party company and ask them to match it. If they cannot match it, you can try to ask the dealer for the value of the difference you still owe, so you can sell your car outright to the third-party company while having the difference transferred to your new loan.
• Work with a Third Party and See How Their Trade-In Offers Compare to the Ones You’ve Received from Local Dealerships – Third-party used car companies, such as Carvana and Carmax, tend to appraise cars at higher prices, which might help you not have negative equity anymore!

• Transfer the Amount You Still Owe Over to a New Loan – Most people choose this option when they have negative equity and want to trade in their current vehicle that’s not paid off. However, transferring the amount to your new loan can increase the monthly payment, and in the end you will still be paying for a car that you traded-in. In other words, this will make you upside-down in your new loan. If you can’t keep up with your current car payments and you are downsizing with a cheaper car, this could be the best option for you.

• Make Up the Difference You Still Owe After Accounting for the Trade-In Price – This is the best option you should consider since it can easily turn your situation for the better. While not everyone will have enough spare cash to do this, it will work in your favor if you do.

Find Out More About the Trade-In Process with Boyd’s OBX Chevrolet

If you still have questions about how to trade in a car that’s not paid off, then Contact Us here at Boyd’s OBX Chevrolet for help! However, if you want a brand new vehicle to drive around Kitty Hawk, your best bet is to wait until you’ve paid your current car off completely.

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Spring is finally here, and with the warmer weather comes more travel and adventure. Before you gear up for a spring and summer of road trips with your loved ones, be sure to schedule a seasonal service appointment for your car.

Scheduling a seasonal service appointment, especially after winter, is the best way to enjoy smooth driving for months to come. The winter weather can take a toll on our vehicles, and the OBX Chevy Buick service team is here to ensure your car is in great condition.

We’ll swap out your winter tires, replenish your engine’s oil and other fluids, change your wiper blades, align your front-end, inspect your brakes and battery and replace any part that needs replacing.

Whatever your vehicle needs, we’re here to take care of it. Set yourself up for a spring season of safe and sound driving with the OBX Chevy Buick service team. Schedule online or over the phone today.

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Here at OBX Chevy, we are honored to be named the 2020 “Best of the Beach – Best Auto Dealership” for the entire Outer Banks area!

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OBX Chevrolet Buick’s Marc Hellman with OBRF’s Patty McKenna. OBX Chevrolet Buick supported the Relief Foundation’s work with a $25,000 donation in 2020.

“The positive impact of relief funding is felt everywhere in the community,” says Marc Hellman, manager of OBX Chevrolet Buick. “When families are assisted, parents and children have less stress, landlords aren’t pinched, and employees of local companies remain resilient. Think of the ripple effect of $2 million spent this way over fifteen years!”

OBX Chevrolet Buick is among the over 400 businesses, individuals, clubs, churches, and grant-makers who provide Outer Banks Relief Fund with its revenue. The Kitty Hawk car dealership and service center donated $25,000 to support the Relief Foundation’s work in 2020.

“Generous community members continue to power the Relief Foundation’s impact,” says executive director Patty McKenna. “You are the donors, the sponsors, the organizers, the volunteers, and the event guests. I’m so proud that our community chooses to support and sustain this amazing resource for local families.”

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Tire Rotations Near Kill Devil Hills

Tire rotations are among the most common and most important vehicle maintenance tasks. And for good reason, as they’re the only thing that comes between your vehicle and the road. Keeping well-maintained tires can help keep you and your family safe on short drives or long road trips too.

While you should always consult your vehicle’s owner manual for guidance on rotation frequency and pattern (depending if you have a FWD, RWD, AWD, or 4×4 vehicle), the general consensus is that rotations should be done every 5,000-8,000 miles, or during every oil change.

Why Rotate Tires?

Extends the tires’ longevity
Promotes even tread wear for all your car’s tires
Improves and more comfortable driving performance
Improves gas mileage
Improves traction on slippery roads
Reducing noise level in car’s cabin
Not sure the last time you rotated your tires? Look to see if there’s noticeable uneven wear on the tires. When driving on freeways, pay attention to see if there’s any kind of vibration in the steering wheel. And of course, try the old penny test to see how much tread is left on your tires by placing a penny head into the tread grooves across the tire. If you always see the top of Lincoln’s head, your treads are shallow and worn, and your tires need to be replaced.

Take Care of Your Tires

Consistent tire rotation and maintenance is critical to keeping your car safely on the road. To schedule a Tire Rotation, click here or call us. Plus, with our exclusive Car Doc Maintenance and Membership program, 6 complimentary tire rotations are included with every pre-owned vehicle!

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